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The Role of Electronic Payment Methods in Facilitating Money Transactions in Erbil City

المصدر: مجلة جامعة جيهان أربيل للعلوم الإنسانية والاجتماعية
الناشر: جامعة جيهان أربيل
المؤلف الرئيسي: Al-Saji, Dina A. (Author)
المجلد/العدد: مج3, ع1
محكمة: نعم
الدولة: العراق
التاريخ الميلادي: 2019
الشهر: يونيو
الصفحات: 7 - 14
ISSN: 2709-8648
رقم MD: 1430689
نوع المحتوى: بحوث ومقالات
اللغة: الإنجليزية
قواعد المعلومات: EduSearch, HumanIndex
مواضيع:
المعاملات المالية | الدفع الإلكتروني | طرق الدفع | التجارة الإلكترونية
كلمات المؤلف المفتاحية:
Cards | Credit | Debit | Electronic Cash | Electronic Payment | Prepaid | Transaction
رابط المحتوى:

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المستخلص: The emergence of e-commerce has created new financial needs that in many cases cannot be effectively fulfilled by the traditional payment systems. All interested parties are exploring various types of electronic payment system (EPS) and issue EPS and digital currency. Therefore, I conducted a research on the availability and variety of electronic payment methods in Erbil city, to see the extent of use them in financial transactions. The sample of the research included three banks (Cihan, RT, and Byblos). The distributed questionnaires were 40 and collected just 31 were valid to statistically analysis. The questionnaire was designed according to the fivedimensional Likert scale. The SPSS program was used for statistical analysis to extract results. Based on the results, the following most important conclusions were achieved. The results showed that banks have a great interest in electronic payment methods to attract customers and improve customer services. Electronic payment methods are limited only to customers who have a good ability to handle the internet. According to the results, we made a number of recommendations: Banks should pay attention to issuing new and modern electronic payment methods to attract new customers and follow developments in global markets. Banks and other specialized organizations should conduct awareness programs for clients on the importance and ease of using electronic payment methods in financial transactions in local and international markets.
ISSN: 2709-8648

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