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Measuring Indicators of the Development of the Banking Sector in the Face of Obstacles to Financing Economic Activity in Algeria During the Period 2000-2019

المصدر: مجلة الميادين الاقتصادية
الناشر: جامعة الجزائر 3 - كلية العلوم الإقتصادية والعلوم التجارية وعلوم التسيير
المؤلف الرئيسي: Zegrier, Adel (Author)
مؤلفين آخرين: Habib, Karima (Co-Author), Tigane, Abdellatif (Co-Author)
المجلد/العدد: مج4, ع1
محكمة: نعم
الدولة: الجزائر
التاريخ الميلادي: 2021
الشهر: ديسمبر
الصفحات: 357 - 371
DOI: 10.47173/2134-004-001-020
ISSN: 2716-7615
رقم MD: 1201182
نوع المحتوى: بحوث ومقالات
اللغة: الإنجليزية
قواعد المعلومات: EcoLink
مواضيع:
كلمات المؤلف المفتاحية:
Banking Sector | Economic Activity | Deposits | Credit
رابط المحتوى:
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المستخلص: The banking sector plays an essential role in the development process through basic services, such as mobilizing financial resources from surplus economic units and transferring them to units with deficits in a way that ensures optimal allocation of resources, a monitor for the businesses of companies that borrow from banks, a facilitator for trading, and a provider of the hedging mechanism and diversification of risks. In the case of Algeria, pressures have increased on the banking sector due to the weak financing role of the stock exchange to finance economic activity and achieve the required growth rate. The intensity of pressures increased due to internal and external challenges, such as the ineffectiveness of financial and banking activities. In this context, this paper aimed to present the development of the Algerian banking system while listing the most critical challenges facing it. Moreover, measuring indicators of the development of the banking sector, especially concerning the traditional activity of mobilizing deposits and providing credit. The study found that significant functional and structural imbalances hinder banking work by measuring those indicators, such as cash circulation outside banks, which requires more reform and modernization efforts that focus on developing the macroeconomic and banking activity environment.

ISSN: 2716-7615