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The Analysis of the Impact of Bank Credit on the Economic Growth in Iraq for the Period 2004-2019

المصدر: مجلة القادسية للعلوم الإدارية والاقتصادية
الناشر: جامعة القادسية - كلية الادارة والاقتصاد
المؤلف الرئيسي: Al-Jubouri, Baqer Karji Habib (Author)
مؤلفين آخرين: Hassoun, Intisar Abbas (Co-Author)
المجلد/العدد: مج23, ع4
محكمة: نعم
الدولة: العراق
التاريخ الميلادي: 2021
الصفحات: 96 - 104
ISSN: 1816-9171
رقم MD: 1235300
نوع المحتوى: بحوث ومقالات
اللغة: الإنجليزية
قواعد المعلومات: EcoLink
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المستخلص: The bank credit is one of the most important banking services provided by commercial banks in Iraq to investors; as well as economic units; the state institutions, apart from being one of the most important banking activities that attract profitable revenues to commercial banks, for mediating between economic units by granting loans and various banking facilities; In addition to the important role in financing economic activities; Banking agencies have acquired a distinct and very important role through financial intermediation and their ability to mobilize savings in society and direct them towards economic activities in the form of cash and pledge facilities. Which would have a significant impact on developing and supporting the economies of countries, especially developing countries. The situation that the Iraqi economy is going through has negatively affected various aspects of social, economic and political life, so it has become necessary to provide an appropriate environment for the banking system in order to raise the reality of its work more than it was and to work harder to move towards a market economy and create the appropriate conditions, perhaps the most important of which is providing the necessary credit for the success of This transformation has highlighted the importance of bank credit and its ability to provide the requirements of economic growth that the country seeks to reach and this, and the research dealt with analyzing the role of bank credit on economic growth during the study period, and the importance of research stems from the orientation of developing countries, including Iraq, towards activating bank credit to play an effective role In achieving economic growth, the research problem is represented in the following question: Is there a role for bank credit in influencing economic growth? The research started from the hypothesis that bank credit has an ineffective role in influencing economic growth. The research reached the most important conclusion, which is that it proved its hypothesis, which states that the effect of bank credit in Iraq has a volatile and weak effect on economic growth, due to the link between economic growth and oil production, which is linked to global oil prices, which are characterized by instability.

ISSN: 1816-9171

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