The Extent of the Reflection of Electronic Banking Services on Liquidity: Analytical Research of a Sample of Commercial Banks Listed in the Iraqi Stock Exchange
| المصدر: | مجلة القادسية للعلوم الإدارية والاقتصادية |
|---|---|
| الناشر: | جامعة القادسية - كلية الادارة والاقتصاد |
| المؤلف الرئيسي: | Awad, Kasma Saber (Author) |
| مؤلفين آخرين: | Rasheed, Ahmed Hadi (Co-Author) |
| المجلد/العدد: | مج24, ع2 |
| محكمة: | نعم |
| الدولة: |
العراق |
| التاريخ الميلادي: |
2022
|
| الصفحات: | 528 - 543 |
| ISSN: |
1816-9171 |
| رقم MD: | 1326023 |
| نوع المحتوى: | بحوث ومقالات |
| اللغة: | الإنجليزية |
| قواعد المعلومات: | EcoLink |
| مواضيع: | |
| كلمات المؤلف المفتاحية: |
Electronic Banking Services "EBS" | Liquidity
|
| رابط المحتوى: |
الناشر لهذه المادة لم يسمح بإتاحتها. |
| المستخلص: |
The current research aims mainly to show the extent of the reflection of electronic banking services on the liquidity of a sample of commercial banks listed in the Iraqi Stock Exchange, as one of the indicators of financial performance, and to achieve this purpose, (3) banks listed in the Iraqi Stock Exchange were selected for the period from ( 2015 - 2020) using a number of mathematical equations for measuring profitability and other statistical measures, and then the data on electronic banking services as well as the data represented in the financial statements for a number of years (the study period) were analyzed for each bank, using the statistical program (SPSS vr. 26). The study led to a set of conclusions, the most important of which are:- There is a discrepancy in the type of relationship between the indicators of electronic banking services and the liquidity indicator of the study sample, which is reflected in the varying impact that some indicators of electronic banking services have on liquidity, and the reason for this is due to the varying levels of banks in providing electronic banking services and the extent of their use of modern technology. Electronic banking services have a positive role on banking liquidity, and through testing hypotheses and the correlation relationship and their analysis of the study variables for electronic banking services and liquidity for banks, the study sample shows the existence of a correlation with direct statistical significance between moderate and strong, and when electronic banking services increase by one unit, the liquidity increases dramatically. my expulsion. The study also made recommendations, the most important of which were, that banks should pay attention to providing and promoting electronic banking services through the use of modern technology and increasing investment in them, similar to global and regional banks, in light of the increasing demand for electronic banking services by customers, the Iraqi private commercial banks in general and banks The study sample, in particular, increased the number of ATMs and points of sale to reach banking services to all members of society, especially in remote areas, in order to increase the geographical area served by them, and thus increase liquidity in banks. |
|---|---|
| ISSN: |
1816-9171 |
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