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الرئيسية > The Uncertainty of Conventiona...>الوصف

The Uncertainty of Conventional Health Insurance Scheme: Solutions Through Takaful in Nigeria

المصدر: مجلة آفاق للعلوم
الناشر: جامعة زيان عاشور الجلفة
المؤلف الرئيسي: Rabiu, Garba (Author)
مؤلفين آخرين: Sunusi, Abdulraheem Muhammad (Co-Author)
المجلد/العدد: مج8, ع3
محكمة: نعم
الدولة: الجزائر
التاريخ الميلادي: 2023
الشهر: يونيو
الصفحات: 40 - 53
DOI: 10.37167/1677-008-003-003
ISSN: 2507-7228
رقم MD: 1387229
نوع المحتوى: بحوث ومقالات
اللغة: الإنجليزية
قواعد المعلومات: EduSearch, EcoLink, HumanIndex
مواضيع:
استراتيجيات التأمين | التأمين الصحي | الشريعة الإسلامية | الأنشطة التجارية
كلمات المؤلف المفتاحية:
Critical Review | Islamic Insurance | Nigeria | Takaful
رابط المحتوى:
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المستخلص: The objective of this article is to critically review the health insurance scheme in order to unfold its uncertainties and provide the possible through Takaful (Islamic insurance) in Nigeria. The study used secondary data/desk review on the related literature. The study finds that health insurance is a special coverage that provides for the payments of benefits as a result of sickness or injury. The paper concludes that Cconventional insurance seems to be weighing risk and burden of uncertainty upon some parties, while Sharia considers any transaction as a humane. Therefore, the article made recommendations for adopting takaful as a better alternative to conventional health insurance scheme in Nigeria, such as: all Shariah complying States in the northern Nigeria and those state governments that have significant percentage of Muslim population across the country should implement takaful in the medical and health sector with a view to enable Muslims benefit from it as a “halal” health insurance scheme; well coordinated body for managing the Takaful in different aspects our life.
ISSN: 2507-7228

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