المستخلص: |
T he objective of this study is to address the risks of liquidity in commercial banks and how to manage them, as the bank's activity is based on aligning profitability, liquidity and security. Further, liquidity risks arise from the discrepancy between the supply and demand of liquid assets. Furthermore, liquidity management depends on how to manage assets and liabilities in banks, allowing measurement and management of funding requirements and contingency planning. The importance of securitization is demonstrated by the fact that it is an important liquidity tool for commercial banks through a range of products and is considered to be a low cost financing source compared to other traditional sources of finance. However, the securitization industry includes a set of risks, hence, the extent to which and how to use this industry has to be controlled.
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