The Evolution of Digital Wallets Ecosystems: A Comparative Analytical Study of the Experience of India and Pakistan towards Nancial Inclusion during 2010-2022
| المصدر: | مجلة بحوث الإدارة والاقتصاد |
|---|---|
| الناشر: | جامعة زيان عاشور بالجلفة - كلية العلوم الاقتصادية والتجارية وعلوم التسيير |
| المؤلف الرئيسي: | Bouziani, Nour El Houda (Author) |
| مؤلفين آخرين: | Tahraoui, Ali Douma (Co-Author) , Benadda, Mhamed (Co-Author) |
| المجلد/العدد: | مج6, ع2 |
| محكمة: | نعم |
| الدولة: |
الجزائر |
| التاريخ الميلادي: |
2024
|
| الشهر: | يونيو |
| الصفحات: | 589 - 609 |
| ISSN: |
2676-184x |
| رقم MD: | 1478915 |
| نوع المحتوى: | بحوث ومقالات |
| اللغة: | الإنجليزية |
| قواعد المعلومات: | EcoLink |
| مواضيع: | |
| كلمات المؤلف المفتاحية: |
Digital Wallets | Financial Inclusion | Financial Technology
|
| رابط المحتوى: |
عدد مرات التحميل
3
| المستخلص: |
This research paper aims to study the development of digital wallet systems in India and Pakistan, and analyze their impact on financial inclusion during the period 2010- 2022, using the comparative approach, and with the help of reports from the World Bank, the Reserve Bank of India, and the State Bank of Pakistan on the level of development of digital wallets, and user adoption rates, The volume of transactions, and their impact on financial inclusion in both countries. The study found that, India has witnessed significant growth rates in the extent of adoption of digital wallets and the development of the financial inclusion index, due to the favorable regulatory environment and the state’s contributions to promoting financial education and various financial inclusion initiatives, while Pakistan has witnessed steady growth rates due to initiatives that are still in their infancy around financial inclusion, despite gender access gaps and regulatory and infrastructure gaps, India's success factors include national digital platforms, private sector innovations, and financial inclusion drivers. |
|---|---|
| ISSN: |
2676-184x |
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