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Electronic Means of Payment in the World and in Algeria: Investigation into the Factors Influencing the Use of Withdrawal and Payment Cards

المصدر: مجلة المنتدى للدراسات والأبحاث الإقتصادية
الناشر: جامعة زيان عاشور بالجلفة - كلية العلوم الإقتصادية والتجارية وعلوم التسيير - قسم العلوم الإقتصادية
المؤلف الرئيسي: Mokrane, Ali (Author)
مؤلفين آخرين: Ibeghouchene, Saadia (Co-Author)
المجلد/العدد: مج8, ع1
محكمة: نعم
الدولة: الجزائر
التاريخ الميلادي: 2024
الشهر: جوان
الصفحات: 119 - 136
ISSN: 2588-1817
رقم MD: 1489164
نوع المحتوى: بحوث ومقالات
اللغة: الإنجليزية
قواعد المعلومات: EcoLink
مواضيع:
كلمات المؤلف المفتاحية:
Electronic Payments | Bank Cards | Electronic Commerce | Internet | Algeria
رابط المحتوى:
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المستخلص: With the growth of e-commerce on a global scale, we are witnessing the emergence and development of several electronic payment methods. The purpose of our contribution consists of analyzing the problematic of diffusion of electronic payments in the world and in Algeria. To do this, we first look at successful examples of electronic payments around the world. We then present the results of a survey on a sample of withdrawal and payment card users, in order to analyze the factors determining the use of electronic payments in Algeria. The results indicate that the use of electronic payments is influenced by individual, technological and cultural factors. Payment for purchases in cash nevertheless remains the rule, because the culture of electronic payments is not yet common in Algeria; the consumer uses their card mainly to withdraw money; few merchants have acquired electronic payment terminals.

ISSN: 2588-1817