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The Impact of Banking Supervision on Financial Performance: A Study in a Model of Private Iraqi Banks

المصدر: مجلة كلية المأمون
الناشر: كلية المأمون الجامعة
المؤلف الرئيسي: Abd Al-Farttoosi, Samer Adel (Author)
المجلد/العدد: ع41
محكمة: نعم
الدولة: العراق
التاريخ الميلادي: 2024
الصفحات: 194 - 212
DOI: 10.36458/1253-000-041-013
ISSN: 1992-4453
رقم MD: 1497340
نوع المحتوى: بحوث ومقالات
اللغة: الإنجليزية
قواعد المعلومات: EcoLink, IslamicInfo, HumanIndex
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024 |3 10.36458/1253-000-041-013 
041 |a eng 
044 |b العراق 
100 |9 794605  |a Abd Al-Farttoosi, Samer Adel  |e Author 
245 |a The Impact of Banking Supervision on Financial Performance:  |b A Study in a Model of Private Iraqi Banks 
260 |b كلية المأمون الجامعة  |c 2024 
300 |a 194 - 212 
336 |a بحوث ومقالات  |b Article 
520 |b The global banking system has evolved over time, resulting in a heightened level of competition among banks, both domestically and internationally, which has posed a risk to the safety of these institutions. This has necessitated the establishment of a Committee for Banking Supervision, commonly referred to as the Basle Committee (IIBF, I. ,2023). This research seeks to assess and evaluate the effect of banking risk on financial performance metrics. The study used two independent variables. The first is represents banking supervision as mandated by the Basle Committee, and includes a collection of indicators (Capital Risk Index, Credit Risk Index, Interest Rate Risk Index, Operational Risk Index, and Liquidity Risk Index). The second is includes financial performance, which is represented by a group of indicators. These include profitability, as well as other indicators related to liquidity such as the trading ratio and the quick liquidity ratio. The key finding of the study is (statistics of statistically significant relationship between banking risk indicators and most financial performance indicators) where the statistical results suggest that the hypotheses have a significant impact on the majority of financial performance indicators. According to the research, banks should not over-estimate their capital adequacy in order to meet their bank’s goals and achieve the highest profit margins. The research also suggested that banks should use idle liquidity, which conflicts with the guidelines of the central bank and the Basel committee, to achieve the highest return on equity and maximize owners’ wealth. 
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773 |4 العلوم الإنسانية ، متعددة التخصصات  |4 العلوم الاجتماعية ، متعددة التخصصات  |6 Humanities, Multidisciplinary  |6 Social Sciences, Interdisciplinary  |c 013  |e Al-Ma'mon College Journal  |f Maǧallaẗ kulliyyaẗ al-maʼmūn al-ǧāmiʻaẗ  |l 041  |m ع41  |o 1253  |s مجلة كلية المأمون  |v 000  |x 1992-4453 
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995 |a HumanIndex 
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