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The Impact of Financial Technology Innovations on Liquidity Risks in Islamic Banks: Digital Payments as a Model: Standard Study of a Sample of Saudi Islamic Banks during the Period "2015-2021"

المصدر: مجلة البحوث الاقتصادية والمالية
الناشر: جامعة العربي بن مهيدي أم البواقي - كلية العلوم الاقتصادية والتجارية وعلوم التسيير
المؤلف الرئيسي: Fenniche, Imane (Author)
مؤلفين آخرين: Nedjar, Hayette (Co-Author)
المجلد/العدد: مج11, ع1
محكمة: نعم
الدولة: الجزائر
التاريخ الميلادي: 2024
الشهر: جوان
الصفحات: 775 - 800
DOI: 10.37164/2056-011-001-035
ISSN: 2352-9822
رقم MD: 1499639
نوع المحتوى: بحوث ومقالات
اللغة: الإنجليزية
قواعد المعلومات: EcoLink
مواضيع:
كلمات المؤلف المفتاحية:
Financial Technology Innovations | Digital Payments | Liquidity Risks | Islamic Banks
رابط المحتوى:
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المستخلص: This research paper aims to demonstrate the impact of financial technology innovations, specifically digital payments, on liquidity risks in Saudi Islamic banks during the period (2015-2021). The study utilizes panel data models and the STATA 15 software, in which liquidity risks as the dependent variable, digital payments as independent variable, and bank asset size as control variable. The study found a significant positive impact of digital payments on liquidity risks in Saudi Islamic banks, indicating that digital payments have a positive effect on liquidity risks due to their recent adoption in these banks. Additionally, the study found that bank asset size has a significant negative impact on liquidity risks in the sample of Saudi Islamic banks, as larger bank assets increase liquidity levels and consequently reduce liquidity risks compared to smaller and medium-sized banks, which have less control over liquidity risks.

ISSN: 2352-9822