المستخلص: |
The goal of this research is to clarify how bank governance mechanisms affect the efficacy of risk management, through carrying out a field investigation on the specimen of banking institutions in Djelfa that is representative. Banking governance mechanisms' contribution to the efficacy of risk management was investigated using the approach of descriptive-analytical. The research findings indicate that risk management is significantly impacted by banking governance mechanisms. It also showed that the internal auditing process and the directors' board provided a statistically significant influence on risk management. Conversely, it was discovered that external auditing had no statistically meaningful impact on risk management. The investigation suggests that external audits be given more weight for assessing risk, expanding it to cover more aspects of risk beyond just financial review.
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