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Driving Innovation in Islamic Finance through Financial Technology "Fintech": Analysis Study

المصدر: مجلة الاقتصاد الصناعي - خزارتك
الناشر: جامعة باتنة 1 الحاج لخضر - كلية العلوم الاقتصادية والتجارية وعلوم التسيير - مخبر الدراسات الاقتصادية للصناعة المحلية
المؤلف الرئيسي: Zerargui, Hadjer (Author)
المجلد/العدد: مج14, ع2
محكمة: نعم
الدولة: الجزائر
التاريخ الميلادي: 2024
الشهر: ديسمبر
الصفحات: 95 - 119
ISSN: 1112-7856
رقم MD: 1543377
نوع المحتوى: بحوث ومقالات
اللغة: الإنجليزية
قواعد المعلومات: EcoLink
مواضيع:
كلمات المؤلف المفتاحية:
Financial Technology | Islamic Finance | Financial Inclusion | North African Economies | Fintech
رابط المحتوى:
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المستخلص: This paper examines the crucial role of financial technology (fintech) in advancing the Islamic financial industry and promoting financial inclusion in North African countries. It begins by assessing the current state of the Islamic financial sector and the growth of fintech in the region. The findings show that while Islamic finance in North Africa has experienced considerable growth in recent years, it still represents only 1% of the global Islamic financial market. Fintech platforms have emerged as key drivers of progress, contributing to market stability, increasing market share, and enhancing global competitiveness. Furthermore, fintech offers Islamic banks the opportunity to partner with innovative startups, thereby attracting a wider array of investors and opening up new avenues for expansion. The growth of the Islamic financial industry in North Africa has substantial potential to foster financial inclusion by bringing underserved populations into the formal financial sector.

ISSN: 1112-7856

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