المستخلص: |
The insurance from responsibility is an independent branch of insurance. It aims to ensure a compensation for damages established in case of the ensured person being unable to provide because of the amount of that compensation This led the legislature to ascertain special regulations for this kind of insurance and make it com¬pulsory to protect the individual from being unable to pay a compensation, which con¬sequently will deny the victim such a com¬pensation Therefore, the compulsory insurance is to provide security and protection for all parties. Moreover, the legislature in many cases interfere to estimate the compensa¬tion in such insurance system in accor¬dance with the seriousness of the dam¬age. particularly, damage from traffic accidents, building collapse and reinsurance. There are now kinds of responsibili¬ties established from insurance which the ensured person cannot compensate, such as that established from environmental pollution, or information technology. This study will focus on the compulsory insurance and the new trends of responsi¬bilities The research will adopt a compar¬ative approach, to highlight the legal sys¬tem of UAE in this issue and the Egyptian legal system. Therefore, an introduction will address the definition of such kind of insurance, its historical development, its legitimacy in Islamic sharea'a. and its na¬ture and features. In the first main part of this research an attention will be given to highlight the provisions, nature and conse¬quences of the insurance from responsibil¬ity. The second part will consider the mod¬ern applications of this kind of insurance.
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