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|3 10.35156/0492-000-997-015
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|a ara
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|b الجزائر
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|a معنصري، مريم
|g Maensory, Mariam
|e مؤلف
|q Maansari, Mariam
|9 480819
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| 245 |
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|a قراءة في الصيغ القانونية للإئتمان الإستهلاكي : عقد القرض الإستهلاكي نموذجاً
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|a The Consumer Loan Contract is a Model Reading in Legal Forms of Consumer Credit
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| 260 |
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|b جامعة قاصدي مرباح ورقلة - كلية الحقوق والعلوم السياسية
|c 2018
|g جوان
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| 300 |
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|a 223 - 243
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|a بحوث ومقالات
|b Article
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|a يعد القرض الاستهلاكي وسيلة ائتمان حديثة، وأداة لتمويل الأفراد ضمن استراتيجية وطنية وهو عقد يستجيب للاحتياجات المستهلكين حيث يلتزم بمقتضاه المقرض بمنح ائتمان للمقترض على شكل وفاء مقسطاً أو مجزأ لتسديد القرض أو أداء ثمن السلعة أو تقديم خدمة موجهة للاستعمال الشخصي أو الأسري ولم يعد مقتصرا على الائتمان الممنوح للأشخاص الطبيعية فقط وكذا لم يعد حكرا على المعاملات المدنية بل اهتمت به وقامت بتمويله البنوك المؤسسات المالية متخصصة في هذا المجال حيث أصبحت طرفاً رئيسا في العلاقة التعاقدية، حيث أن الواقع العملي أظهر ما يعرف بالقروض الاستهلاكية الممنوحة من قبل البنوك والمؤسسات المالية.\nويستقي عقد القرض الاستهلاكي نظامه القانوني من مصادر قانونية مختلفة في تطبيقه منها ما يخضع للقواعد الكلاسيكية في القانون المدني من جهة ومنها ما يخضع لقواعد خاصة تنظم النشاط المصرفي على الصعيد الوطني والدولي.\n
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|d The Consumer Loan is a modern credit facility and a personal financing tool within a national strategy, it is also a contract that responds to the consumers’ needs, whereby the lender undertakes to grant credit to the borrower in the form of a reduced or partial repayment of the loan or the price of the commodity or providing a service intended for personal or family use and is no longer restricted to credit Which is granted to natural persons only, and is no longer the exclusive domain of civil transactions, but has been taken care of and financed by banks and financial institutions specialized in this field until it became a major party in the contractual relationship. As the practical reality showed what is known as consumer loans granted by banks and financial institutions.\nThe consumer loan contract draws its legal system from various legal sources in its application which are governed by classical rules of civil law, on the other hand, some are governed by special rules regulating banking activity at the national and international levels.
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|f The consumer loan is a modern credit facility and a financing tool for individuals within a national strategy. It is a contract responding to the needs of the consumers, whereby the lender undertakes to grant credit to the borrower in the form of instalments or partial repayments of the loan or the price of the commodity or provision of a service intended for personal or family use. It is no longer restricted to credit, which is granted to natural persons only, and is no longer the exclusive domain of civil transactions. Rather, it has been taken care of and financed by banks and financial institutions which specialize in this field, in the case where it became a major party in the contractual relationship, as the practical reality has revealed what is known as consumer loans granted by banks and financial institutions.\nThe consumer loan contract draws its legal system from various legal sources in respect to its application. From these are those which are governed by classical rules of civil law, on the one hand, whilst on the other hand, some are governed by special rules regulating banking activity at the national and international levels.\nThis abstract translated by Dar AlMandumah Inc. 2018
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| 653 |
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|a السياسة المالية
|a الائتمان الاستهلاكي
|a القوانين والتشريعات
|a الجزائر
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| 692 |
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|a القرض الاستهلاكي
|a المقرض
|a المقترض
|a الإئتمان
|b Consumer Loan
|b Lender
|b Borrower
|b Credit
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| 773 |
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|4 القانون
|4 العلوم السياسية
|6 Law
|6 Political Science
|c 015
|f Dafātir al-siyāsaẗ wa-al-qānūn
|l 997
|m عدد خاص
|o 0492
|s دفاتر السياسة والقانون
|t Books of Politics and Law
|v 000
|x 1112-9808
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| 856 |
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|u 0492-000-997-015.pdf
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| 930 |
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|d y
|p y
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| 995 |
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|a EcoLink
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| 995 |
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|a IslamicInfo
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| 999 |
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|c 921668
|d 921668
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