ارسل ملاحظاتك

ارسل ملاحظاتك لنا







Operational Regulatory and Shari'ah Issues of Islamic Lending Based Crowdfunding : Case Studies oF Selected Platforms

المصدر: مجلة مركز صالح عبدالله كامل للاقتصاد الاسلامي
الناشر: جامعة الازهر - مركز صالح عبدالله كامل للاقتصاد الإسلامي
المؤلف الرئيسي: Mohamed, Mysara Abd El Wahab (Author)
المجلد/العدد: مج22, ع64
محكمة: نعم
الدولة: مصر
التاريخ الميلادي: 2018
التاريخ الهجري: 1439
الشهر: أبريل / رجب
الصفحات: 3 - 30
ISSN: 2357-0636
رقم MD: 924660
نوع المحتوى: بحوث ومقالات
قواعد المعلومات: EcoLink, IslamicInfo
مواضيع:
كلمات المؤلف المفتاحية:
Crowdfunding | Lending Based | Islamic Lending Based | Contract | Kapital Boots | Beehive
رابط المحتوى:
صورة الغلاف QR قانون

عدد مرات التحميل

19

حفظ في:
المستخلص: Purpose - The study aims to provide insight into some critical aspects that need to be evaluated for successful Islamic lending-based crowd-funding platforms. It also aims to provide a deep understanding of the use of Islamic financial transactions pertaining to Islamic lending- based crowd-funding. Methodology - This paper uses a qualitative method which is more appropriate with the objective of the study as it does not require any statistical analyses. The paper is based on document analysis and a comparison approach between of two Islamic lending-based platforms "Kapital Boost in Singapore and Beehive in Dubai" from the Shari’ah perspective. These two are considered the most active platforms of Islamic lending-based model. Findings - Basically there are three contractual relationships in the underlying contracts of Islamic lending-based platform "sale, Tawarruq and agency-based”. Some Shari’ah issues rise: the relationship of the platform with the parties, responsibility of Shari'ah compliance during lending period and other Shari'ah issues related to the underlying contracts. Originality/value - The study highlights several issues in Islamic lending-based platforms in terms of operational, regulatory and Shari’ah issues. The paper also contributes significantly in providing the literatures of Islamic lending-based crowd-funding as an emerging issue from the social finance aspect.

ISSN: 2357-0636

عناصر مشابهة