المستخلص: |
Automated payment is a social accepted means for both facilitating financial transactions and settling debts. Means of payment have developed remarkably from exchange to paper money and finally the means of automated payment that accompanied the emergence of internet and online trade. The emergence of different means of automated payment succeeded in saving money, expense and achieved many other privileges that were not available before. However, the relation between automated payment and scientific development demonstrates a great effect in achieving financial inclusion related to economic growth of countries in order to reach different groups of the society that are deprived from suitable banking services. This is in addition to providing the opportunity for all sects of the society and institutions to manage their properties and savings in a proper manner. This is achieved through providing banking services with reasonable prices in an easy manner that are made available for the entire community. Moreover, the great impact of the different forms of automated payment and achieving the financial inclusion are reflected on people's lives, which started to develop economically through the state's endeavor to merge the informal economy, which runs outside the Egyptian banking sector with formal economy.
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