The Impact of Technological Innovation on Improving the Financial Performance of Iraqi Commercial Banks: An Empirical Study
| المصدر: | مجلة القادسية للعلوم الإدارية والاقتصادية |
|---|---|
| الناشر: | جامعة القادسية - كلية الادارة والاقتصاد |
| المؤلف الرئيسي: | Al-Baag, Qassim Mohammed Abdullah (Author) |
| مؤلفين آخرين: | Shinawah, Saleh Mahdi (Co-Author) |
| المجلد/العدد: | مج23, ع1 |
| محكمة: | نعم |
| الدولة: |
العراق |
| التاريخ الميلادي: |
2021
|
| الصفحات: | 84 - 98 |
| ISSN: |
1816-9171 |
| رقم MD: | 1234873 |
| نوع المحتوى: | بحوث ومقالات |
| اللغة: | الإنجليزية |
| قواعد المعلومات: | EcoLink |
| مواضيع: | |
| كلمات المؤلف المفتاحية: |
Financial Accountant Performance | Technological Innovation | New Technologies
|
| رابط المحتوى: |
الناشر لهذه المادة لم يسمح بإتاحتها. |
| المستخلص: |
Due to the increase in the volume of banking activity and the expansion of its spread, the management of banks has paid increasing attention to introducing mechanization in the banking work in order to keep pace with the increasing development in banking services by providing the latest machines and advanced computers. On the basis that the banking sector is the stepping stone for economic activities, the movement of money and investment, and is obligated to keep pace with the rapid and active development of the movement. The current research aims to evaluate modern technology technologies and their impact on the level of performance of Iraqi banks, as the research sample consisted of 19 banks listed on the Iraq Stock Exchange, and the research concluded that despite the electronic banking services provided by the bank, they remain limited and are not up to par.To the required level, as it was compared to what is witnessed in the global banking arena, as well as the existence of a large discrepancy between the performance levels of private banks resulting from the variation in the expertise and efficiency of the departments of these banks and the level of technological techniques used, which is clearly reflected in their success in performing their banking activities. The research recommended a set of recommendations, the most important of which is not to be satisfied with a limited number of electronic services, as banks in Iraq must provide more electronic services and innovate new electronic services, benefit from the experiences of international banks and competition, and pay attention to employing the Internet more in banking operations, which will facilitate the communication process. Whether in other banks or with customers. |
|---|---|
| ISSN: |
1816-9171 |
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