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Assessing Financial Inclusion in Algeria: An Analysis of Key Indicators and Pillars

المصدر: مجلة أبعاد اقتصادية
الناشر: جامعة أمحمد بوقرة بومرداس - كلية العلوم الاقتصادية والتجارية وعلوم التسيير
المؤلف الرئيسي: Ouarti, Chahra (Author)
مؤلفين آخرين: Abdelmelek, Belaachi (Co-Author)
المجلد/العدد: مج14, ع1
محكمة: نعم
الدولة: الجزائر
التاريخ الميلادي: 2024
الشهر: جوان
الصفحات: 472 - 495
DOI: 10.36539/1427-014-001-023
ISSN: 1112-8062
رقم MD: 1480357
نوع المحتوى: بحوث ومقالات
اللغة: الإنجليزية
قواعد المعلومات: EcoLink
مواضيع:
كلمات المؤلف المفتاحية:
Financial Inclusion | Algeria | Banking Infrastructure | Financial Literacy
رابط المحتوى:
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المستخلص: This empirical study endeavors to conduct a rigorous examination of the prevailing state of financial inclusion in Algeria through a meticulous analysis of its most salient indicators: the financial depth index, accessibility, and utilization metrics. The overarching objective is to ascertain the extent of development within the nation's banking infrastructure and elucidate the levels of financial literacy among the populace concerning the deployment of contemporary technological tools. Concurrently, the study lauds select Arab initiatives and endeavors from which Algeria can potentially derive benefits. The findings culminate in the conclusion that all indicators and pillars underpinning financial inclusion reflect disturbingly inadequate levels, falling markedly short of the requisites for attaining parity with regional and international benchmarks. Consequently, the study proffers a series of constructive recommendations aimed at expanding the financial inclusion network within Algeria and enhancing its operational efficacy.

ISSN: 1112-8062