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أثر تطوير نظم المعلومات المحاسبية في الحد من مخاطر التمويل المصرفي: دراسة تطبيقية على بنك أم درمان الوطني

العنوان بلغة أخرى: The Impact of the Development of Accounting Information Systems in Reducing the Risks of Bank Financing: Applied Study on Omdurman National Bank
المصدر: مجلة إقتصاديات شمال إفريقيا
الناشر: جامعة حسيبة بن بو علي بالشلف - مخبر العولمة واقتصاديات شمال إفريقيا
المؤلف الرئيسي: حماد، محمد فضل المولى عبدالوهاب (مؤلف)
المجلد/العدد: ع20
محكمة: نعم
الدولة: الجزائر
التاريخ الميلادي: 2019
الصفحات: 99 - 118
DOI: 10.33858/0470-000-020-007
ISSN: 1112-6132
رقم MD: 975828
نوع المحتوى: بحوث ومقالات
اللغة: العربية
قواعد المعلومات: EcoLink
مواضيع:
كلمات المؤلف المفتاحية:
Accounting Information Systems | The Bank | Risk
رابط المحتوى:
صورة الغلاف QR قانون

عدد مرات التحميل

54

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المستخلص: The study problem was to answer the following question: What is the effect of the development of accounting information systems in reducing the risks of bank financing, and the aim of the research is to identify the development of accounting information systems and the risks of bank financing and the impact of the development of accounting information systems in reducing the risks of bank financing The possibility of a relationship of statistical significance between the analysis, design and implementation of accounting information systems and the risks of bank financing. The study also hypothesized the following hypotheses to reach the results: The analysis of the accounting information system helps reduce the risk of bank financing. It is assumed that the design of the accounting information system helps to reduce the risks of bank financing. It also assumed a statistically significant relationship between the implementation of accounting information systems and risk reduction Bank Finance. The research also aims to analyze the financial statements of the client to know the progress of his financial activity. The customer's financial position must be analyzed to understand the financial position of the client and analyze the income statement to know the income and expenses of the client in his organization. He also concluded that the explanatory statements Depreciation, provisions, amounts and the extent of their suitability and analysis of the customer's personality to know the extent of the management of the work and how it was concluded that the design of a credit coding system should help to know the extent of the commitment of the client and the conduct of banking activity and the design of the system of providing guarantees or mortgages to enable the ID The client's ability to pay in the case of disability. The researcher also recommends that researchers and research center find solutions that help in providing appropriate information that helps in reducing the risks of bank financing

ISSN: 1112-6132